Secure, Compliant, and Results-Driven Collections.

Nationwide reach and proven brand protection.

Discover Solutions

Who we are

Leading National Collection Agency

est.

2012

A decade of expertise

98,6

%

Satisfied customers

Our services

A full range of modern marketing & creative services

Compliance

Definitive debt collection services for any industry with the highest level of compliance and quality assurance on your side.

Security and Technology

Enjoy confidence and peace of mind backed by maximum data security including data encryption, PCI DSS, SOC1 Type II and SOC2 Type II.

Brand Protection

Built-in safeguards against negative press that increase brand equity via exemplary compliance, certification, consumer relations, security and technology.

Join thousands of business owners & companies who trust Optio Solutions!

Why choose us

We guarantee modern approach & sustainable results

Top industry specialists

Imperdiet for eros vel nulla facilisis eleifend. Suspendisse sagittis, odio nec rutrum suscipit, eros felis rhoncus erat vel pellentesque.

Constant innovations

Vestibulum ante ipsum primis in faucibus lorem ipsum dolor nulla orci luctus et ultrices posuere cubilia curae. Donec sit amet egestas justo.

Customer focus

Curabitur eu glavrida - fermentum odio purus quis metus aliquam sagittis. Etiam ligula felis, gravida lobortis odio in vehicula vulputate purus.

Fixed fees

Curabitur eu fermentum - ac purus quis metus aliquam! Vestibulum ante ipsum primis in faucibus orci luctus et ultrices!

100% Money back guarantee

Suspendisse imperdiet eros vel nulla facilisis eleifend. Suspendisse sagittis, odio nec rutrum suscipit, eros felis rhoncus erat.

24/7 Customer support

Ut viverra, ante eu commodo auctor, metus nisl luctus metus, sit amet accumsan urna eros eu neque aliquam pulvinar libero.

United States Treasury Check for tax refund or stimulus payment

Why Early 2026 May Be a Critical Window for Debt Recovery

January 27, 2026

In early 2026, many consumers may receive larger tax refunds than in previous years, temporarily improving household cash flow. Recent...

Read article

Digital marketing, futuristic and networking of creative business people in telemarketing at night in double exposure. Happy consultants smiling for future big data, innovation

Data Shows Early-Stage Outreach is Paying Off. Here’s What It Looks Like in 2026.

January 21, 2026

Early-stage outreach is proving to be one of the most effective ways to improve recovery outcomes in 2026. When accounts...

Read article

Business Concept - 'Compliance' on top of a background of bottleneck traffic.

When Compliance Becomes an Operational Bottleneck in Debt Collection

January 16, 2026

For credit unions and lenders, compliance is non-negotiable. But in today’s environment, compliance is doing more than setting guardrails. It...

Read article

2026 Year in large blue type, with red arrow above, and blue arrow below

What’s Changing in US Debt Collections in 2026 and Why It Matters Now for Creditors

January 8, 2026

January is typically when creditors reassess risk, performance, and partners. In 2026, that reassessment carries more weight than usual. Consumer...

Read article

Debt reminder slips labeled 'Student Loan' 'Due Now' affixed to graduation cap tassel

Student Loan Wage Garnishment Is Back. Why It Matters Beyond Student Debt.

December 29, 2025

In early 2026, federal student loan wage garnishment resumes after a multi-year pause. For borrowers in default, that means a portion of...

Read article

Business people wearing headset working in office to support remote customer or colleague. Call center, telemarketing, customer support agent provide service on telephone video conference call.

Does Early-Stage Outsourcing Improve Delinquency Outcomes?

December 19, 2025

Does Early-Stage Outsourcing Improve Delinquency Outcomes? Yes. Early-stage outsourcing helps lenders and credit unions improve recovery rates, reduce staff strain,...

Read article