Secure, Compliant, and Results-Driven Collections.

Nationwide reach and proven brand protection.

Discover Solutions

Who we are

Leading National Collection Agency

est.

2012

A decade of expertise

98,6

%

Satisfied customers

Our services

A full range of modern marketing & creative services

Compliance

Definitive debt collection services for any industry with the highest level of compliance and quality assurance on your side.

Security and Technology

Enjoy confidence and peace of mind backed by maximum data security including data encryption, PCI DSS, SOC1 Type II and SOC2 Type II.

Brand Protection

Built-in safeguards against negative press that increase brand equity via exemplary compliance, certification, consumer relations, security and technology.

Join thousands of business owners & companies who trust Optio Solutions!

Why choose us

We guarantee modern approach & sustainable results

Top industry specialists

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Constant innovations

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Customer focus

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Fixed fees

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100% Money back guarantee

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24/7 Customer support

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Contemporary art collage., concept. Thoughtful young business workers stand on huge broken golden coin.

The Psychology of Repayment: The Avoider, The Juggler, and The Protector

October 6, 2025

Debt recovery is not just about collecting balances. It is about understanding people. Behind every delinquent account is a story, not...

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Young man sitting in the park looking at his smart phone.

Why Omni-Channel Engagement is No Longer Optional for Recovery Results

September 24, 2025

Empty headiThe collections industry is evolving quickly. Traditional phone calls and letters, once the backbone of recovery strategies, are no...

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Concept of thinking about money or cost. Businessman with dollar signs and question marks floating above his hands, palms up.

How Much Does a Collection Agency Cost?

September 12, 2025

How Much Does a Collection Agency Cost?If you are considering hiring a collection agency, cost is one of the first...

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Concept image of AI Financial services with monetary icons and a businessperson on a desk.

Here Are Ways That AI is Transforming Debt Collection for Lenders

August 28, 2025

Debt collection is going through one of its biggest shifts in decades. Economic uncertainty, rising delinquency rates, and evolving regulations...

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Keyboard focused on the Enter key that now says Loan

Digital Lending Collections in U.S. Fintech: Growth, Convenience, and the Risk to Revenue

August 15, 2025

Digital lending is one of the most transformative forces in U.S. fintech. What once required a branch visit and paper...

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Tuition protection service, financial concept: Black graduation cap placed on top of a coin stack with a red lifebuoy on a table.

How Private Schools Can Improve Tuition Collection Without Damaging Relationships

July 30, 2025

Most private schools understand the challenge of collecting overdue tuition. But many miss opportunities to improve recovery rates, simplify internal...

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